First Time Home Buyers

First Time Home Buyers Make Up Between 35% to 40% of the Real Estate Market. Several down payment assistace programs are available to make buying your first home easier!

Opportunities exist to put home ownership within reach of many Virginia home buyers. Find out how you can buy a house with little to no money down using down payment assistance and first time home buyer grants.

• Several first time home buyer programs in Virginia exist offering low down payment options and no money down options. These first time home buyer loans may be combined with down payment assistance or grants for qualified buyers. 
• Minimum credit scores apply --an entry level score for any down payment assistance or grant program is a 620. Some lenders require a minimum of a 640 but the higher credit scores allows more opportunities for home buyers. 
• Minimum home buyer contribution applies. Some programs require a minimum of $500.00 while others require 1% of the purchase price.

There are also special home buyer programs available for our community partners and community heros who are our public school employees, law enforcement officers, fire fighters, medical workers and other first responders.

Everyone's situtation is different so in order to find out the best oportunities for you today, schedule a free, no obligation phone call!