First Time Home Buyer Grants

Qualify for Home Buyer Grants & Down Payment Assistance!

Find out about available down payment assistance, first time home buyer grants & closing costs assistance in Hampton Roads! 100% Financing Programs are available for qualified buyers.

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Down Payment Assistance for Virginia Home Buyers 

  • Down Payment Assistance & Home Buyer Grants are available to many home buyers including both the first time home buyer, & re-peat home buyer (community partners, and veterans). 
  • Home Buyer Programs are designed create ZERO, no down payment opportunities & may even cover closing costs.
  • Down Payment Grants & Closing Costs Assistance can work with first time home buyers loans, FHA loans, VHDA loans, VA loans, and USDA loans.
  • Funds range from $5,000-$40,000 for eligible buyers!
  • Find out if you qualify today--many programs are available on a first come- first served basis!



Important Things to Know Before Buying a House

Use the Best Home Buyer Loans with Down Payment Assistance

Down payment programs and grants work hand in hand with home buyer loans -they do not replace financing. By reviewing your situation, we can determine which loans and programs are best for you. 

You Must Apply for the Programs BEFORE Buying a House

Home Buyers should qualify for downpayment assistance before they search for and make an offer on a home or risk being disqualified from certain programs.

The Home Must Be Your Primary Residence

Buyers must live in the home as their primary residence. Each home buyer program has specific rules regarding the minimum amount of time to occupy the property before grant funds are forgiven, usually ranging from 1to 5 years.

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First Time Home Buyers

First Time Home Buyers Make Up Between 35% to 40% of the Real Estate Market. Several first time home buyer programs are available!

Opportunities exist to put home ownership within reach of many Virginia home buyers. Find out how you can buy a house with little to no money down using down payment assistance and first time home buyer grants.

  • Several first time home buyer programs in Virginia exist offering low down payment options and no money down options. These first time home buyer loans may be combined with down payment assistance or grants for qualified buyers. 
  • Minimum credit scores apply --an entry level score for any down payment assistance or grant program is a 620. Some lenders require a minimum of a 640 but the higher credit scores allows more opportunities for home buyers. 
  • Minimum home buyer contribution applies. Some programs require a minimum of $500.00 while others require 1% of the purchase price.
Virginia Beach Free Home Buyer Class

There are also special home buyer programs available for our community partners and community heros who are our public school employees, law enforcement officers, fire fighters, medical workers and other first responders.

Everyone's situtation is different so in order to find out the best oportunities for you today, schedule a free, no obligation phone call! 

If you'd like to learn more about the home buying process in general, sign up for the upcoming Free Home Buyer Class and Special Wine Tasting Event in Virginia Beach.

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About 

Meet Liz Schuyler

My name is Liz Schuyler and I've been a full-time Realtor with RE/MAX Allegiance since 2003. Nothing is more gratifying than the feeling I get from helping my clients reach their goals! I am truly excited to help clients buy or sell a home because I know how much it means to them--whether they are stepping into home ownership for the first time, moving up to their dream home, or purchasing investment property.  

I Can Promise You 3 Things

When you work with me, I can promise you 3 things:  

  • Your best interests come first, even if that means advising you to walk away from a house that you may like. 
  • You will always be able to reach me during and especially after the sale. 
  • I will always go the extra mile for you and use my local market knowledge, resources and negotiating skills to make sure that your experience is as smooth as possible.  

I have extensive experience working with buyers and sellers and have sold hundreds of homes throughout Hampton Roads and most importantly, I would love the opportunity to work wih you!  

Areas of Expertise:  

  • Listing and Selling Forclosures, REOs and Bank Owned Homes and Short Sales
  • Expert Seller Representation in listing Hampton Roads Homes for Sale- Going the Extra Mile to Get Your Home SOLD!
  • Real Estate Investment Properties for Cash Flow and Fix & Flip
  • Hampton Roads specialist in home ownership with the use of Grants and Down Payment Assistance for first time home buyers, military buyers, community partners (educators, first responders and medical workers)  

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Liz lives in beautiful Virginia Beach with her husband Jeff and their 2 dogs, Bodhi and Ziggy.  

Favorite quote: "When I was 5 years old my mother always told me that happiness was the key to life. When I went to school, they asked me what I wanted to be when I grew up. I wrote down “Happy”. They told me I didn’t understand the assignment, and I told them they didn’t understand life." -John Lennon

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Contact 

Liz Schuyler REALTOR, e-PRO

Serving Hampton Roads VA: Virginia Beach, Norfolk, Chesapeake, Portsmouth & Suffolk  

Email: Liz@HamptonRoadsRealEstate.us Office: (757)490-7300 ext. 2915 Cell: (757)235-0274 Fax: (757)213-4064

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