Get Down Payment Assistance & Government Grants 

Down Payment Assistance & Government Grants for FirstTime Home Buyers 

& Repeat Buyers are available to help reach your home ownership goals resulting in No down payment home loans! 

Meeting program guidelines results in FREE housing grants. 

A home buying grant can help make the American Dream of Home Ownership a reality!  If you are considering buying a home in any of the 7 cities of Hampton Roads (Virginia Beach, Chesapeake, Norfolk, Portsmouth, Suffolk, Hampton & Newport News), there are affordable housing programs offering first time home buyers assistance .  There are also down payment assistance programs for Repeat Buyers including our Veterans and Community Partners such as teachers, law enforcement officers and first -responders. Veterans and Community Partners do not have to be first time home buyers!

Depending on the housing assistance, funds can range from $5,000 to $40,000 resulting in No down payment home loans! Furthermore, if all the specific grant criteria are met, these funds do not have to be paid back and become Free housing grants.

A Few Things to Know:

  • Certain Criteria Must be Met-- All government grants require that the buyer is an owner occupant who will be using the home as their primary residence. Depending on the specific grant, there are other requirements must be met such as credit or income requirements. Everyone's situation is unique and the more we know about your specific home ownership plans, the better able we will be to tell you about programs that may work best for you. 
  • The Definition of a First Time Home Buyer-- A first time home buyer is defined as someone who has never bought a home before or someone who has not owned a home within the last 3 years.  
  • First Come, First Served---These grants work on first come, first served basis until funds run out, so it benefits buyers who are considering buying a home this year to apply early to ensure access to funds.

Free down payment & closing costs assistance can be the difference between owning a home or renting. Isn't it worth finding out if you qualify?

For immediate assistance, please feel free to call me at 757-235-0274

- Liz Schuyler

   RE/MAX Allegiance &

   Home Buyer Grant Expert

Ready to Find Out if You Qualify?

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